Do you know that each of us is sitting on a GOLDMINE and can cash in on it ANYTIME we need money? In this lesson Lelemba answers the NUMBER 1 QUESTION that she gets from participants in her workshops: 

This lesson teaches you step by step how to DISCOVER YOUR GOLDMINE and make money ANYTIME!

Access to the lessons is BY ORDER ONLY and distribution is exclusively via lelemba.com (downloadable versions) or via the African D.I.V.A.s affiliates and partners (hardcopy version).

INVESTMENT:
Hard copy: ZAR 120/ ZMK 120,000
Downloadable:  $12

Listen to Sneak Peak 1: I am Responsible!

Listen to Sneak Peak 2: Discover Your Physical Goldmine

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In this lesson pack you will get:

“I am very inspired. The timing is fantastic! I am at a  point in my life where financial discipline/fitness/wellness is something I absolutely need. I leave empowered and motivated. You have a gift and you are using it brilliantly. Thank you for sharing.” Chola Lungu-Mutoni

“It has been inspiring and a lot of new things learnt. Finally I can be on the same wave length as my financially fit husband. Keep up the good work… and I won a diary! Woohoo!” Barbara Sichizya

“What a fantastic start to the year!! I am so worth it, I am so deserving, I am so wealthy for having spent this time with you, Lelemba! You have opened my mind to things which were probably there but have given me a new perspective. You have taught me that ‘Financial Fitness” is simple! It is easy, it is made up of small words. It is doable. I am responsible. I am capable. I am valuable! Thank You 10,000 times over!” Cheryl Benjamin

“The Financial D.I.V.A is a natural speaker! I was in awe at the Financial Boot Camp.  I had so much fun learning about finances, a subject I usually procrastinate about. I loved that she did not talk numbers all day but showed the practicality of having a financial acumen in our personal and business lives.  She made finances fun! And learning always takes place when having fun.  The Cashflow game was awesome! I can’t wait to play it again and it was a wonderful way to cement the knowledge we gained during the day.  I would definitely recommend it to any person wanting to empower themselves financially.” Camilla Hazell

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1. DO NOT go shopping on an empty stomach!
It is proven that you are more likely to buy things that you don’t need and that are unhealthy for both your body and your pocket when you go shopping on an empty stomach! Grocery stores know the power of the sweet smell of freshly baked goodies. A single sniff can ignite your appetite and send even the toughest shopper down the aisle grabbing for anything that looks good!

2. Make a list before going shopping.
They call it impulse buying for a reason. Most of us have a very tough time resisting the temptation to purchase extras while shopping. Sticking to a well thought-out shopping list will help you cut down on grabbing for things that you do not need. Without a list you may buy items that you simply do not need or worse – you may only realise later that you forgot to purchase what you actually went to the store for and may then have to make another trip and face even more temptation. Make a list and stick to it!

3. Rebates, Loyalty Programs, Coupons – Take Advantage of all of them!
You can save hundreds of Rands a year by taking advantage of product incentives and loyalty programs. Choose stores and service providers that have them! I love this country! You can get paid for just about anything! You can get paid to keep fit, get paid for buying healthy foods, get rewarded for frequently shopping for things that you need (and will spend on anyway even if they didn’t pay you!) so why not take the money?! Take advantage of all the loyalty programs at your disposal and you may cut an average of 10 percent off your budget for each shopping trip.

4. DO try out the Store Brands – You May Like Them!
Does it really matter whether your cereal is made by an international brand or is the store brand? Does it matter if your milk is imported from New Zealand or is packaged locally under the store brand? Companies have worked hard to improve their private-label brands and often the taste is equal to the large national and international brands. Do not be afraid to experiment. Find what works for you and you may save up to 40% off your annual grocery bill.

5. Watch the Scanner.
Yes this may seem like micro-managing and yes it may mean that you need to put down the magazine that you usually read at the till but this is no place to be lax. Keeping your eyes on the scanner as the cashier punches away will not only make the cashier more alert, but will allow you to stop the checkout process if an item is showing the incorrect price too. And yes these ‘incorrect price’ and ‘billing one item twice’ mistakes happens more often than you can imagine. Being alert will save you some valuable Rands!